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This activity is designed to help students investigate how credit cards work--their benefits and pitfalls. The first part of the activity incorporates a Frontline documentary on credit cards (web address for this video provided) The second part of the activity asks kids to compare and analyze actual credit card applications. We had students bring in applications they received in the mail or picked up at a store with all of their personal information removed. The third part of the activity includes two prompts for written reflection. This is one of the activities from the Financial Literacy: First Steps unit.
"Financial Literacy: First Steps" is designed to develop students' basic knowledge of some of the life skills our students will need when they deal with the real economic world. Our unit includes personal budgeting, needs versus wants, wages, banking, taxes, and protecting one's personal financial resources. At the conclusion of the study, students will know the finances of employment, how to apply reliable information and systematic decision-making to personal financial decisions, and recognize and accept differences among peers' values and attitudes about money.
If you would like to see more of the activities available from the Financial Literacy: First Steps unit consider:
Unit Agenda: Can Money Go Up in Smoke?; Heady Percents; Intro to Really Large Numbers; Percent Increase and Decrease: Itemized Spending Log; Journal; Days of Interest Notes; Number Line Creations; Payments/Bonuses; Price of Gasoline; Transaction Ledger
"Financial Literacy: First Steps" is designed to develop students' basic knowledge of some of the life skills our students will need when they deal with the real economic world. Our unit includes personal budgeting, needs versus wants, wages, banking, taxes, and protecting one's personal financial resources. At the conclusion of the study, students will know the finances of employment, how to apply reliable information and systematic decision-making to personal financial decisions, and recognize and accept differences among peers' values and attitudes about money.
If you would like to see more of the activities available from the Financial Literacy: First Steps unit consider:
Unit Agenda: Can Money Go Up in Smoke?; Heady Percents; Intro to Really Large Numbers; Percent Increase and Decrease: Itemized Spending Log; Journal; Days of Interest Notes; Number Line Creations; Payments/Bonuses; Price of Gasoline; Transaction Ledger
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We are teachers at a junior high in Northbrook, Illinois. Combined, we have been teaching 13 years and have been in 6th, 7th, and 8th grade math classrooms with general, special ed, and gifted students. Our lessons are designed for a forty minute class period with the exception of the units that span multiple days.
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