This simulation takes students through having a job, budgeting, renting an apartment and meeting basic needs. They are then issued a credit card and allowed to spend money on extras. Just when life is looking good, they lose their job and have no where to turn to but Social Assistance. They must then rearrange their priorities to keep themselves off the streets. All budget forms, credit card statements and templates etc are included. End is left open so that you can take it in any direction based on student reactions and responses.