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Credit Card Different Payments Percent Math Project

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Common Core Standards
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735 KB|11 pages
Product Description
This financial literacy project has students use what they know about percent of a number to figure interest and balance on a credit card over the course of the year. Students can compare how interest rates and payment amounts affect how much of your payment goes towards interest by comparing results with classmates.

First students spin the two given spinners…one spinner will indicate their payment amount, and the other spinner will indicate the interest rate. Students figure out their balance every month for 12 months if they keep making a steady payment every month. Since every student starts with the same initial balance, the class can make comparisons of the balance left after a year.

This project could be completed a little at a time over a couple of weeks. For example, I plan to use this as a warm up on several days. Alternately, you could complete the entire project at the same time.

After students have completed the 12 months of payments, there is a place to record and compare the different balances. This is a great way for students to see how interest and payment amount can affect how quickly you pay off your credit card.

This resource includes a short credit card vocabulary page, and a short page explaining how much you have to pay on a credit card each month, as well as the amount of interest charged each month. There is also two example sheets that show how to fill out the other parts of the projects.

If you like this product, you might also like Percent of a Number Modeling Stations

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