A comprehensive behavioral management plan that can be incorporated into the daily schedule from day one! Students earn dollars as incentives to reward positive behavior, citizenship, and classwork. Students record the dollars they earn in a bank savings account and engage in an authentic learning activity where they can spend money after they have earned it on prizes from the class treasure chest. For every $20 students earn they receive an interest incentive from the bank. Students respond very well to consistent positive reinforcement and this year-long activity will soon turn into a game, challenging your students to see who can save the most money! This activity is fully editable to teach at any grade level.
This activity incorporates decimals, place-value, basic operations, and personal finance (Grade 4 NEW TEK 2015). Along the way students learn about deposits, withdrawals, interest, and balances. Further discussion on types of accounts and financial institutions can be built from this foundation.