ERO - Financial Literacy Training - 01 Start Where You Are - Textbook

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ERO - Financial Literacy Training - 01 Start Where You Are
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Fear of Failure
On January 1, 1972 (not a typing error) my pregnant wife,
Janet and I started our first family business. That bitter
cold January date is as vivid as if it were yesterday.
She and I shared our fears in the startup phase.
Remembering the discussions at the dinner table, we talked
about, “what if we fail?”
Should I plan to return to previous job teaching school if
the business does not meet our financial commitments?
What if we did not have the money to pay off the bank
loan? My in-laws co-signed the loan so they were obligated
to pay the unpaid debt.
How will we able to repay her parents if we failed?
What will happen to our family relationship knowing we
have an unpaid personal loan commitment?

The path to entrepreneurship

You will be introduced to Beth and Bob Smith who will be
starting down the road to business ownership. The Smith
family will be dealing with many issues that are common to
all aspiring entrepreneurs as they begin their journey. Beth
and Bob are parents of four children. This introduction is to
inform you of my own story, because I have “walked a mile
in the Smith’s moccasins” experiencing the same fears that
they and millions of other small business owners will be
facing in their startup phase.
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ERO - Financial Literacy Training - 01 Start Where You Are