Envelope System - Budget - Financial Literacy

Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
Envelope System - Budget - Financial Literacy
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Compressed Zip File

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14 MB|52 pages
Product Description

Applying budgeting and money management concepts has never been as simple as it is when using the Envelope System. This resource is paramount in the execution of implementing the envelope system into the financial lives of our students. It is best used after a budgeting or money management lesson.

A bonus in these tools is that they help students have a guided format for TRACKING THEIR SPENDING! Since this is a benefit, teachers could consider having students use one or two envelopes for 3-4 weeks prior to a budgeting unit to provide students with a rough idea of how much they spend in different areas of their life BEFORE determining their monthly budget. I have found this to be very helpful in eliminating responses like, "I don't know how much I spend on gas," when students are instructed to create a personal budget. If they have been tracking with their envelopes, they will already know what to plan for the next month.

This product includes two variations of the envelope system:

  • The first version (referred to as 1.0) contains twenty printable envelopes with spending categories and a tracking area printed on the outside of the envelope. This version is shared as a PDF and formatted to be printed on letter envelopes. The cash is placed inside of the envelope at the beginning of the term (month or week). Cash is removed from the envelope to pay for the purchase. The amount, location, and date is recorded on the outside of the envelope, and the receipt is placed inside. **Please be sure your printer is able to print on envelopes prior to purchasing.
  • The second version, referred to as 2.0 in the download, applies the same concepts of dividing cash into categories to help manage spending, but instead of envelopes, the cash is placed in the slip pages of a cheap photo book. This is very portable and makes managing the categories and convenient spending pretty slick. Students record their spending on the back of the page dividers. The dividers are provided in a PDF and are to be printed four per page so they fit in the photo books.
  • Each version has a blank option to customize a personal category.

    A printable poster and several pictures are also provided. Check out the preview so you can see what is included in this product before purchasing!

    You might also like the following Financial Literacy resources.

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    © Dayley Supplements

    Redistributing, editing, or selling this resource under a different name are strictly prohibited.  If you would like to share this product with colleagues, please purchase the multiple user license.

    Total Pages
    52 pages
    Answer Key
    Does not apply
    Teaching Duration
    Lifelong tool
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    Digital Download
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