You are a local insurance agent. Your client wants to be cautious and purchase any necessary extreme weather insurance they might need when moving to Indiana. You must first work with a team of meteorologists to job to estimate the chance / probability of extreme weather – including blizzards, lake-effect snow, thunderstorms, tornadoes, and hurricanes - affecting you in Indiana. For each extreme weather event, describe how it occurs, explain if the conditions are right in Indiana for this event to occur, the cost incurred for this extreme weather devastation in an area, and estimate the chance that this weather could affect your client’s home. You need then recommend, with support, whether your client will need any or all of the insurance plans offered.