FINANCIAL LITERACY - The Money Trail - Part 15 – The Cost of Credit – Beware Credit s NOT Free Package 3 in 1 includes the Chapter download, PPT presentation, Assessments & Vocabulary – students learn about the true cost of credit when choosing to pay the minimum amount due on the unpaid credit card balance. According to the 2015 Retail Credit Card Survey, students will learn that retail credit cards carry an average APR of 23.38% which is twice that of a low-interest-rate card at 11.96%. Beware: credit can be a dangerous path to take unless the consumer becomes savvy and learns to plan and budget for proper use.
PLEASE IMPLEMENT THIS PRODUCT IN YOUR CLASSROOM BEFORE Y0U RATE THE QUALITY AND JUDGE THE CONTENT. OTHERWISE, IT IS UNFAIR TO THE AUTHOR WHO HAS SPENT COUNTLESS HOURS PREPARING A HIGH-QUALITY PRODUCT TO SAVE YOU TIME, WORK, AND $$$$'S! IT ALSO GIVES YOU THE OPPORTUNITY TO PROVIDE THE AUTHOR VALID AND VIABLE FEEDBACK SO THEY CAN IMPROVE AND UPDATE THE PRODUCT TO MAKE IT BETTER FOR STUDENTS. EGR ALWAYS STRIVES FOR EXCELLENCE IN EDUCATION. We thank you!
ATTENTION TEACHERS: The package provides instructional materials & tools ready for immediate implementation. The PPT presentation reinforces and enhances the topic chapter along with a quiz, a test and vocabulary. (Note: Assessments/Chapter Tests are BUNDLED in groups of 3-4 parts and NOT individually offered in our store. They have been separated out for each individual package only.)
Are you required to offer financial literacy to your secondary students, but don’t know where to begin? Are you looking for financial literacy activities that meet the National Standards for Financial Literacy? Do you want a plan of action and common sense activities that are applicable to financial literacy that students need to know for their financial future?
Then, Financial Literacy: The Money Trail Series
is just what you are looking for! In each part of the series, students will develop a working knowledge of the financial decisions that they need to make now and in the future. The Financial Literacy Parts are reinforcement activities using current research stats that parallel the standards. They can be, but are not intended as stand-alone units rather they are interactive activities between the teacher and students.
The Money Trail Series supports the National Standards for Financial Literacy in the following: Earning Income, Buying Goods and Services, Saving Money, Using Credit, Investing, Protecting and Insuring.
Here are the links to all FINANCIAL LITERACY categories where you can find the products that are of interest to you. These links include 24 Chapters and Activities, Instructional PowerPoints for ALL Chapters, Checkpoints (Tests), 3 in 1 Package Deals, Bundles "Galore, and the "Flip of the Die" Budgeting Simulation. For more information, click on these links below:
FINANCIAL LITERACY - Individual Chapters & Activities
FINANCIAL LITERACY - PowerPoints for ALL Individual Chapters
FINANCIAL LITERACY - Checkpoints (Tests)
FINANCIAL LITERACY - 3 in 1 Package Deals (Chapter, Test & PPT)
FINANCIAL LITERACY - Bundles "GALORE"
FINANCIAL LITERACY - FLIP OF THE DIE "`14-Day Budgeting Simulation."
This activity fits nicely with the FINANCIAL LITERACY - "The Money Trail" series. It is a hands-on computerized (EXCEL spreadsheet) unit that reinforces what students learn when they finish or during the "The Money Trail" Parts. Access to computers is essential when teaching this unit. An option could be to use this activity as a final project. "
Get each of the 3 in 1 packaged parts incorporate thought-provoking items into your teaching plans. All of our Education Get Real materials are available here on this Teachers Pay Teachers website and we currently have materials in the areas of English, History, Civics and CTE.
If you would like to communicate directly with us, we invite you to contact us on our website at www.educationgetreal.com
and complete the form. We also publish a newsletter on a regular basis to keep our customers “in the loop” so please sign up for that on our website as well. Check us out – our EGR “Materials are Created BY Teachers FOR Teachers!"
© EDUCATION: GET REAL!!! materials are copyrighted and certified by the Library of Congress. Each individual purchaser is granted permission to copy the materials for their own instructional use only. Redistributing, sharing, editing, selling, or posting this item or any part thereof on the Internet or other digital means are strictly prohibited. Violations are subject to the penalties of the Digital Millennium Copyright Act.
ATTENTION PURCHASERS: Printing permitted -- for best results use a high resolution printer. Notify us through FAQS (Q&A) if you experience technical issues -- we aim to please!
depreciation, average annual depreciation rate, straight-line method, homeowner, homebuyer, home value, market value, housing bubble burst, personal finance, real world, integration, interdisciplinary, customers, secondary, home school, math, economics, income tax, taxes, budgets, budgeting, financial goals, financial plan, savings, investing, banking, money, profit, cash, marketing, salaries, salary deductions, payroll, payroll register, 1040EZ form, tax forms, tax return, banking, bitcoins, check register, checking account, reconciliation, IRS, Federal Reserve, notes, credit score, credit bureaus, credit application, interest, finance charge, loans, insurance, identity theft, fraud, credit protection, credit responsibilities, FICO, FICO score, credit history, credit score, APR, co-sign, amortization, amortization table, types of loans, promissory note, credit card fraud, identity theft, credit rights, credit responsibilities, fraud spree, self-employment, contract, agreement, stocks, bonds, mutual funds, life insurance, auto insurance, automobile, car insurance, stock market game, health insurance, insurance fraud, fraud, scams, schemes, employee benefits, wants, needs, services, percentage, periodic rate, interest rate, inflation, student loans, installment loans, car loans, home loans, mortgage, homeowners insurance, renters insurance, deductibles, standard deduction, apartment, fixed expenses, variable expenses, bartering, understanding money, spending, invest wisely, earning, Education Get Real, EGR, EMV technology, computer chip, smart chip, EMV chip, housing decisions, sororities, fraternities, dormitory, resident hall, modern student housing options, parental guarantee, lease, lease agreement.
PRIOR TO COMMENTING AND RATING THIS PRODUCT, WE WOULD VERY MUCH APPRECIATE THE OPPORTUNITY TO "CHAT" WITH YOU ON Q&A BEFORE YOU MAKE YOUR PURCHASE, ESPECIALLY WHEN YOU QUESTION WHETHER OR NOT THIS PRODUCT WOULD MEET YOUR INSTRUCTIONAL NEEDS. THAT COULD BE VERY HELPFUL TO YOU AND TO US. IN ADDITION, WHEN YOU PURCHASE THE ITEM, PLEASE ALLOW AT LEAST 48 HOURS TO REVIEW IT AND/OR IMPLEMENT IT BEFORE YOU SUBMIT YOUR COMMENTS AND RATINGS. A LOW RATING IS VERY DAMAGING TO US BECAUSE ALL TPT PRODUCTS ARE EVALUATED USING A 4.0 SCALE (NOT A 5.0 or 10.0): 4.0 (100% = A); 3.0 (75% = C); 2.0 (50% = F); AND 1.0 (25% = F). THE POINTS ARE THEN AVERAGED TOGETHER AND WE RECEIVE AN OVERALL RATING. OUR AUTHORS WORK HARD AND SPEND COUNTLESS HOURS CREATING HIGH QUALITY PRODUCTS FOR OUR CUSTOMERS, AND THEREFORE DESERVE THAT CONSIDERATION. WE ALWAYS LOOK FORWARD TO RECEIVING SUGGESTIONS ON HOW A PRODUCT COULD BE IMPROVED. OUR MISSION IS TO MEET THE NEEDS OF OUR PEERS, SO PLEASE COMMUNICATE WITH US. WE THANK YOU! Education Get Real!!!