FINANCIAL LITERACY The Money Trail Part 16 - Loans Galore -- teaches students that banks, credit unions, and mortgage companies lend money for major items like cars, student loans, or homes. Other loans, such as small business loans and loans from the Department of Veterans Affairs (VA), are only available to select groups of people. Yet, there are loans students need to know about and learn the reasons why they should avoid such loans as payday loans, title loans, pawnbroker loans, etc. Included is an activity sheet where students identity the parts of a promissory note, examine and answer questions from an amortization table, and complete math problems where they calculate lump sum loan payments including interest. The activity includes an answer key. In addition, a study guide with answers is also provided for teacher convenience and student review.
PLEASE IMPLEMENT THIS PRODUCT IN YOUR CLASSROOM BEFORE Y0U RATE THE QUALITY AND JUDGE THE CONTENT. OTHERWISE, IT IS UNFAIR TO THE AUTHOR WHO HAS SPENT COUNTLESS HOURS PREPARING A HIGH-QUALITY PRODUCT TO SAVE YOU TIME, WORK, AND $$$$'S! IT ALSO GIVES YOU THE OPPORTUNITY TO PROVIDE THE AUTHOR VALID AND VIABLE FEEDBACK SO THEY CAN IMPROVE AND UPDATE THE PRODUCT TO MAKE IT BETTER FOR STUDENTS. EGR ALWAYS STRIVES FOR EXCELLENCE IN EDUCATION. We thank you!
Do your students understand there a many options when they need a loan? Do they possess the simple tools needed to determine which type of loan would be needed to help fund college or buy a car? Statistically, college freshmen carry an average of $900 in credit debt, and the average graduating senior has more than $20,000 in student loans; how should they avoid this type of financial debt? How will your students determine whether to borrow now or save and buy it later?
Then, Financial Literacy: The Money Trail Series
is just what you are looking for! In each part of the series, students will develop a working knowledge of the financial decisions that they need to make now and in the future. The Financial Literacy Parts are reinforcement activities using current research stats that parallel the standards. They are not intended as stand-alone units rather they are interactive activities between the teacher and students.
The Money Trail Series supports the National Standards for Financial Literacy in the following: Earning Income, Buying Goods and Services, Saving Money, Using Credit, Investing, Protecting and Insuring.
Here are the links to all FINANCIAL LITERACY categories where you can find the products that are of interest to you. These links include 24 Chapters and Activities, Instructional PowerPoints for ALL Chapters, Checkpoints (Tests), 3 in 1 Package Deals, Bundles "Galore, and the "Flip of the Die" Budgeting Simulation. For more information, click on these links below:
FINANCIAL LITERACY - Individual Chapters & Activities
FINANCIAL LITERACY - PowerPoints for ALL Individual Chapters
FINANCIAL LITERACY - Checkpoints (Tests)
FINANCIAL LITERACY - 3 in 1 Package Deals (Chapter, Test & PPT)
FINANCIAL LITERACY - Bundles "GALORE"
FINANCIAL LITERACY - FLIP OF THE DIE "`14-Day Budgeting Simulation."
This activity fits nicely with the FINANCIAL LITERACY - "The Money Trail" series. It is a hands-on computerized (EXCEL spreadsheet) unit that reinforces what students learn when they finish or during the "The Money Trail" Parts. Access to computers is essential when teaching this unit. An option could be to use this activity as a final project. "
Get all of the FINANCIAL LITERACY products we offer and incorporate these thought-provoking items into your teaching repertoire. All of our Education Get Real materials are available here on this Teachers Pay Teachers website and we currently have materials in the areas of English, History, and CTE.
If you would like to communicate directly with us, we invite you to contact us on our website at www.educationgetreal.com
and complete the form. We also produce a company newsletter so you may sign up for that on our website as well. Check us out – our EGR “Materials are Created BY Teachers FOR Teachers!"
© EDUCATION: GET REAL!!! materials are copyrighted and most are certified by the Library of Congress. Each individual purchaser is granted permission to copy the materials for their own instructional use only. Redistributing, sharing, editing, selling, or posting this item or any part thereof on the Internet or other digital means are strictly prohibited. Violations are subject to the penalties of the Digital Millennium Copyright Act.
ATTENTION PURCHASERS: Printing permitted -- for best results use a high resolution printer. Notify us through FAQS if you experience technical issues -- we aim to please!
personal finance, real world, integration, interdisciplinary, customers, secondary, home school, math, economics, income tax, taxes, budgets, budgeting, financial goals, financial plan, savings, investing, banking, money, profit, cash, marketing, salaries, salary deductions, payroll, payroll register, 1040EZ form, tax forms, tax return, banking, bitcoins, check register, checking account, reconciliation, IRS, Federal Reserve, notes, credit score, credit bureaus, credit application, interest, finance charge, loans, installment loans, co-sign, co-signer, co-signing, loan sharks, installment loans, personal loans, simple interest, insurance, identity theft, payday loans, title loans, car loans, mortgage loans, cash advances, amortization table, promissory note, fraud, credit protection, credit responsibilities, self-employment, contract, agreement, stocks, bonds, mutual funds, life insurance, auto insurance, automobile, car insurance, stock market game, health insurance, employee benefits, wants, needs, services, percentage, periodic rate, interest rate, inflation, student loans, installment loans, car loans, home loans, homeowners insurance, renters insurance, deductibles, standard deduction, apartment, fixed expenses, variable expenses, bartering, understanding money, spending, invest wisely, earning, payroll, Education Get Real, EGR.
PRIOR TO COMMENTING AND RATING THIS PRODUCT, WE WOULD VERY MUCH APPRECIATE THE OPPORTUNITY TO "CHAT" WITH YOU ON Q&A BEFORE YOU MAKE YOUR PURCHASE, ESPECIALLY WHEN YOU QUESTION WHETHER OR NOT THIS PRODUCT WOULD MEET YOUR INSTRUCTIONAL NEEDS. THAT COULD BE VERY HELPFUL TO YOU AND TO US. IN ADDITION, WHEN YOU PURCHASE THE ITEM, PLEASE ALLOW AT LEAST 48 HOURS TO REVIEW IT AND/OR IMPLEMENT IT BEFORE YOU SUBMIT YOUR COMMENTS AND RATINGS. A LOW RATING IS VERY DAMAGING TO US BECAUSE ALL TPT PRODUCTS ARE EVALUATED USING A 4.0 SCALE (NOT A 5.0 or 10.0): 4.0 (100% = A); 3.0 (75% = C); 2.0 (50% = F); AND 1.0 (25% = F). THE POINTS ARE THEN AVERAGED TOGETHER AND WE RECEIVE AN OVERALL RATING. OUR AUTHORS WORK HARD AND SPEND COUNTLESS HOURS CREATING HIGH QUALITY PRODUCTS FOR OUR CUSTOMERS, AND THEREFORE DESERVE THAT CONSIDERATION. WE ALWAYS LOOK FORWARD TO RECEIVING SUGGESTIONS ON HOW A PRODUCT COULD BE IMPROVED. OUR MISSION IS TO MEET THE NEEDS OF OUR PEERS, SO PLEASE COMMUNICATE WITH US. WE THANK YOU! Education Get Real!!!