FINANCIAL-LITERACY The Money Trail Part 18 Housing Decisions College & Beyond 3rd Ed -- Students learn that moving out on their own is an important step to take for most young adults. There are many important decisions to make when deciding to rent an apartment or a house. If students plan to go to college, is it best to stay at home and commute to school, or do they want to live on campus and move into a dormitory? Moving into an apartment with friends may be another option to consider, but will friends be the best choice for roommates? Each housing decision choice is financially costly and requires careful planning before locking into a housing decision that can turn out to be a good experience or a bad experience. The important things to remember are to evaluate choices and determine what the best choice is for your students and their future goals. Included are two activities where students prepare a household inventory worksheet of their bedroom from memory, and calculate problems relating to renting and paying expenses associated with renting an apartment or house. Students will also complete roommate monthly budget worksheet. An answer key is also provided for teacher convenience.
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Moving out on their own – are your students financially ready? Are they anxious to graduate, go to college, or work, and then simply move to a dorm or apartment? Do they have a plan to actually make it happen? Are your students aware that move-in costs require a lump sum to be given to the landlord before they actually move? Should they consider items such as renters insurance, lease agreements, and roommates?
Then, Financial Literacy: The Money Trail Series
is just what you are looking for! In each part of the series, students will develop a working knowledge of the financial decisions that they need to make now and in the future. The Financial Literacy Parts are reinforcement activities using current research stats that parallel the standards. They are not intended as stand-alone units rather they are interactive activities between the teacher and students.
The Money Trail Series supports the National Standards for Financial Literacy in the following: Earning Income, Buying Goods and Services, Saving Money, Using Credit, Investing, Protecting and Insuring.
Here are the links to all FINANCIAL LITERACY categories where you can find the products that are of interest to you. These links include 24 Chapters and Activities, Instructional PowerPoints for ALL Chapters, Checkpoints (Tests), 3 in 1 Package Deals, Bundles "Galore, and the "Flip of the Die" Budgeting Simulation. For more information, click on these links below:
FINANCIAL LITERACY - Individual Chapters & Activities
FINANCIAL LITERACY - PowerPoints for ALL Individual Chapters
FINANCIAL LITERACY - Checkpoints (Tests)
FINANCIAL LITERACY - 3 in 1 Package Deals (Chapter, Test & PPT)
FINANCIAL LITERACY - Bundles "GALORE"
FINANCIAL LITERACY - FLIP OF THE DIE "`14-Day Budgeting Simulation."
This activity fits nicely with the FINANCIAL LITERACY - "The Money Trail" series. It is a hands-on computerized (EXCEL spreadsheet) unit that reinforces what students learn when they finish or during the "The Money Trail" Parts. Access to computers is essential when teaching this unit. An option could be to use this activity as a final project. "
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