FINANCIAL LITERACY The Money Trail Part 23, Life, Health & Disability Insurance – “Without Insurance, Life is a Gamble!” students learn that unpredictable risks face people every day threatening personal and family security, financial goals, savings and investments. The threat of being sued for a careless action that causes injury to another person, serious illness or injury that prevents a wage earner from working for several weeks or months, sudden death of a parent and wage earner, etc. are risks to financial security and can happen to anyone. Insurance helps protect from extensive financial loss but it does not eliminate the risks. In this part, students will learn about the insurance features of life, health, and disability insurance.
Who needs Life Insurance and why? How can an insurance company afford to pay $500,000 in the event of death even though the policyholder only pays $10,000 in premiums for the entire policy period? Does a healthy person need Health Insurance? Why is Disability Insurance the forgotten one?
Then, Financial Literacy: The Money Trail Series
is just what you are looking for! In each part of the series, students will develop a working knowledge of the financial decisions that they need to make now and in the future. The Financial Literacy Parts are reinforcement activities using current research stats that parallel the standards. They are not intended as stand-alone units rather they are interactive activities between the teacher and students.
The Money Trail Series supports the National Standards for Financial Literacy in the following: Earning Income, Buying Goods and Services, Saving Money, Using Credit, Investing, Protecting and Insuring.
Here are the links to all FINANCIAL LITERACY categories where you can find the products that are of interest to you. These links include 24 Chapters and Activities, Instructional PowerPoints for ALL Chapters, Checkpoints (Tests), 3 in 1 Package Deals, Bundles "Galore, and the "Flip of the Die" Budgeting Simulation. For more information, click on these links below:
FINANCIAL LITERACY - Individual Chapters & Activities
FINANCIAL LITERACY - PowerPoints for ALL Individual Chapters
FINANCIAL LITERACY - Checkpoints (Tests)
FINANCIAL LITERACY - 3 in 1 Package Deals (Chapter, Test & PPT)
FINANCIAL LITERACY - Bundles "GALORE"
FINANCIAL LITERACY - FLIP OF THE DIE "`14-Day Budgeting Simulation."
This activity fits nicely with the FINANCIAL LITERACY - "The Money Trail" series. It is a hands-on computerized (EXCEL spreadsheet) unit that reinforces what students learn when they finish or during the "The Money Trail" Parts. Access to computers is essential when teaching this unit. An option could be to use this activity as a final project. "
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