Hannah is excited about her new job; however after she receives her first paycheck, she totally forgets the earlier discussion with her mom about gross vs net wages. She feels short-changed. This is a helpful dialogue answering questions about taxes. Questions are asked and an answer sheet is provided. This is lesson 3 in a series of 4 Financial IQ lessons for middle school students. If you would like the other 3 -- contact me and I'll send them to you. Thank you.