My kids have always loved this activity. It teaches kids how insurance work. While focused primarily on home owners insurance, it can easily be modified, or just discussed later, for all other types of insurance.
Kids get to compete against each other and the teacher / Insurance company. Should I buy insurance to protect myself, or do I think I can accept the risk that my home won't be hit by a tornado. Let the Dice Decide!
Included are the lesson plan/ teacher instructions and worksheets for the students.