Ever feel like your life has so many files and folders that you cannot keep it straight??? Well, I do! I made this for my personal accounts... like bank accounts or life insurance account... etc. I also made a call log/invoice log/whatever you need it to be. You could easily use this for teaching... either to keep up with websites you utilize and the payments for the subscriptions, or to keep track of your NEA insurance! It's up to you. You could also use the call log to log the phone calls you make to parents.