Personal Financial Literacy Project

Rated 4.73 out of 5, based on 32 reviews
32 Ratings
Rebekah Sayler
Grade Levels
6th - 12th, Homeschool
Resource Type
Formats Included
  • Zip
64 pages
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Rebekah Sayler

What educators are saying

Great activity to introduce 6th grade to financial literacy. They were totally engaged and really enjoyed this project.


These FUN Middle School Math Worksheets are all about financial literacy

Budget 101: Real Life Math

Grades 6th-High School

Budget development and management is a necessary life skill. Budgeting should be taught and revisited each year as students move from middle school through high school so they are prepared to manage their money after graduation.

Budgeting is often neglected, and this project is a perfect introduction and review for students learning to budget and manage their money.

Included in this Budget Project

Create a Budget notebook and learn about

  • Donations (Christian and a general option included) - 1 hour
  • Savings - 1 hour
  • Rent - 2-3 hours
  • Utilities - 1 hour
  • Food - 2-4 hours
  • Insurance - 1 hour
  • Gas - 1 hour
  • Phone - 1 hour
  • TV/Internet - 1 hour
  • Medical
  • Clothes
  • Entertainment

Total duration:

  • Approximately 10-12 hours divided into 8-12 sessions
  • This project offers complete flexibility for you to customize which areas to spend more time with your students.

When I teach this unit, I break it into 1-2 sessions per week.

Ways to use this unit:

  • Teacher led activity
  • Individual project
  • extra credit
  • Homeschool lesson
  • FANTASTIC substitute unit for an extended absence

Bonus Activities:

All I want for Christmas is $250,000

My Saving Jar

My Money Inventory

More Life Skills:

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Teacher Templates and Ready for You Resources

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Total Pages
64 pages
Answer Key
Teaching Duration
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to see state-specific standards (only available in the US).
Model with mathematics. Mathematically proficient students can apply the mathematics they know to solve problems arising in everyday life, society, and the workplace. In early grades, this might be as simple as writing an addition equation to describe a situation. In middle grades, a student might apply proportional reasoning to plan a school event or analyze a problem in the community. By high school, a student might use geometry to solve a design problem or use a function to describe how one quantity of interest depends on another. Mathematically proficient students who can apply what they know are comfortable making assumptions and approximations to simplify a complicated situation, realizing that these may need revision later. They are able to identify important quantities in a practical situation and map their relationships using such tools as diagrams, two-way tables, graphs, flowcharts and formulas. They can analyze those relationships mathematically to draw conclusions. They routinely interpret their mathematical results in the context of the situation and reflect on whether the results make sense, possibly improving the model if it has not served its purpose.


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