It is SO important to understand credit from an early age! The Credit Quick Reference Sheet includes tons of valuable information including: - What is a credit score? - Hurting / Helping your credit - Credit reports - FICO Score calculation - Tips - and more! A credit score / rating insert is also including that gives the categories of a credit score and the accompanying number range for that group. These two are a great introduction to children and young adults (and even adults)! Having this in