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Preview of Financial Literacy: Jobs & Careers - Entrepreneurship – Grades 5–8

Financial Literacy: Jobs & Careers - Entrepreneurship – Grades 5–8

Created by
Living Smarter
Help your middle school students discover the exciting world of entrepreneurship. In this lesson, students learn what it means to be an entrepreneur, why people start businesses, and how they can begin exploring their own business ideas—even at a young age. This is Lesson 5 from Chapter 2 of the copyrighted Living Smarter personal financial literacy curriculum, used by thousands of students across the U.S. It supports national financial literacy standards from the Council for Economic Educati
Preview of Financial Literacy: Saving - Saving vs. Spending – Grades 5–8

Financial Literacy: Saving - Saving vs. Spending – Grades 5–8

Created by
Living Smarter
Help your middle school students learn the difference between saving and spending—and why it’s often easier to spend than save. In this engaging lesson, students explore why saving can feel difficult, what makes spending emotionally rewarding, and how to balance both for smarter money management. They’ll discover practical strategies like setting goals, budgeting, tracking expenses, and avoiding impulse buys to build thoughtful money habits and improve financial well-being. This is Lesson
Preview of Financial Literacy: Spending - Recognizing Advertising Techniques – Grades 5–8

Financial Literacy: Spending - Recognizing Advertising Techniques – Grades 5–8

Created by
Living Smarter
Help your middle school students become savvy consumers by understanding how advertising influences their spending habits. In this engaging lesson, students learn to identify common marketing tactics—from bright colors and catchy slogans to psychological pricing and impulse-buy triggers. They’ll also explore how online tracking creates personalized ads, recognize hidden costs, and practice strategies like delayed gratification to make smarter shopping choices. This is Lesson 7 from Chapter
Preview of Financial Literacy:  A Personal Finance Curriculum for Middle School Students

Financial Literacy: A Personal Finance Curriculum for Middle School Students

Created by
Living Smarter
Financial Literacy: Complete Curriculum – Grades 5–8. Give students the tools to make smart money decisions with this full-year middle school financial literacy curriculum. With 42 comprehensive lessons, this engaging and easy-to-use program helps students understand the essentials of budgeting, saving, spending, earning, credit, investing, insurance, and financial risk—all in a format that’s designed for grades 5–8. Students explore real-life financial situations, develop critical thinkin
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