💰 **FINANCIAL LITERACY** 🎯 **Overview** Teach budgeting, saving, earning, spending decisions, credit awareness, and real-world money skills using engaging classroom worksheets and challenges. 📌 **Topics Included:** • index funds • charitable giving and donations • investing for retirement • protecting accounts with password hygiene • budgeting basics • smart grocery shopping strategies • why saving money is important • credit scores • borrowing responsibility • bonds • money and personal valu