Percent Increase and Decrease Quiz
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Student Personal Finance Journal
The Educator's Guide: Why Use Personal Finance Journals?A Student Personal Finance Journal isn't just a record-keeping tool; it’s a pedagogical bridge that helps educators move students from "knowing" to "doing." Here is how it specifically empowers teachers: 1. Data-Driven InstructionJournals provide educators with immediate insight into a student's baseline knowledge and misconceptions. Instructional Adjustment: If an entire class's journal entries show confusion about "gross vs. net pay," the
7th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math, Place Value
CCSS
8.SP.A.1
, 8.SP.A.2
, 7.EE.A.1
+29
Financial Literacy Unit 8 | Planning for the Future | Grades 6–8
Save hours of planning with this complete, ready-to-teach middle school financial literacy unit focused on future planning, careers, college costs, budgeting, and real-world life decisions. This unit helps students connect today’s financial habits to their future adult lives through engaging, age-appropriate lessons on careers, income, education, student debt, housing, transportation, and the real cost of living. Designed specifically for Grades 6–8, this resource introduces major life planning
6th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
High School Financial Literacy Full Semester Curriculum | 18 Weeks | Grades 9–12
Save 100+ hours of planning. Open it on Monday. Teach it on Monday.This is a complete, fully built, ready-to-teach high school financial literacy semester curriculum bundle—18 weeks, 32 lessons, 4 units, and 20+ documents covering advanced personal finance, investing, and real-world financial decision-making. No textbook required. No additional prep. Designed for grades 9–12. If your school or district needs a second-semester personal finance or financial literacy course — this is it. WHAT MA
9th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
Investing for Teens Personal Finance & Financial Literacy 10-Week Unit Bundle
Transform the Way Your Students Think About Money!Investing is the #1 most-searched financial literacy topic for teens. It is the ultimate gateway concept that shifts a young person's mindset from simply earning and spending to actively growing and building generational wealth. Starting to invest at age 16 instead of 26 completely changes a student’s entire financial trajectory. When students see the raw math—that investing just $100/month starting at 16 vs. 26 yields $500,000+ more by age 60—
8th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
Financial Literacy Unit 6 | Investing & Building Wealth |High School|Grades 9-12
A student who starts investing at 16 with $100/month will have over $1,153,000 by retirement. A student who starts at 35 will have $298,000. Same money. Same rate of return. An $855,000 difference — explained entirely by one lesson.This is a complete, fully built Unit 6 for a high school personal finance or financial literacy course — 5 weeks, 10 lessons, and 7 ready-to-use documents covering compound interest, inflation, stocks, bonds, index funds, ETFs, retirement accounts, real estate, and a
9th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 5 | Taxes, Income & Paychecks | High School |Grades 9-12
Every student will pay taxes for the rest of their life. Most will never be taught how they work.Taxes are the unit every personal finance teacher dreads—and every student needs most. This is a complete, fully built Unit 5 for a high school personal finance or financial literacy course—3 weeks, 6 lessons, and 7 ready-to-use documents covering the U.S. tax system, tax brackets, paychecks, W-2s, W-4s, the 1040, deductions, credits, and a complete mock tax return project. Designed for Grades 9–12.
9th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 4 | Credit, Debt & Borrowing Wisely | Grades 9-12
A credit card offer arrives before most students graduate high school. Almost none of them know what they are signing.This is a complete, fully built unit 4 for a high school personal finance or financial literacy course — 5 weeks, 10 lessons, and 7 ready-to-use documents. The longest and most detailed unit in the course, because credit is the financial tool most likely to either build or destroy a young adult's financial future in the first decade after graduation. Designed for Grades 9–12. Thi
9th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 3 | Banking, Saving & Emergency Funds | Grades 9-12
Most students will open their first bank account before they finish high school. Most will do it without knowing what they are signing up for.This is a complete, fully built Unit 3 for a high school personal finance or financial literacy course — 4 weeks, 8 lessons, and 7 ready-to-use documents covering banking systems, savings account types, compound interest, digital banking, fraud prevention, and the emergency fund every student needs before they leave home. Designed for Grades 9–12. This uni
9th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
Financial Literacy Unit 2 | Budgeting & Money Management | Grades 9-12
Budgeting is not about restriction. It is about intention — knowing exactly where your money goes before anyone else decides for you. This is a complete, fully built unit 2 for a high school personal finance or financial literacy course — 4 weeks, 8 lessons, and 7 ready-to-use documents covering every budgeting concept your students need. Designed for Grades 9–12. This unit is also included in the complete High School Financial Literacy Full Year Curriculum Bundle | 36 Weeks | Grades 9–12. If
9th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
Financial Literacy Unit 7 | Smart Spending & Consumer Skills Grades 6–8
In a world of targeted social media ads and "influencer" marketing, being a smart consumer is a survival skill. Unit 7 shifts the focus to the psychology of spending, teaching students how to see through advertising tactics, calculate real value, and protect themselves from financial fraud. This is a complete, fully built Unit 7 for a middle school personal finance or life skills course—3 weeks, 6 lessons, and 5 ready-to-use documents. The Semester 2 SequenceThis unit is Document 33–37 of the
6th - 8th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 6: Investing & Growing Money Grades 6–8
In Unit 6, students transition from managing money to growing it. This unit introduces the core principles of wealth building in an accessible way, focusing on how time and compound interest transform small savings into significant assets. It is designed to change how students perceive time—moving from "saving for next week" to "investing for the future." This is a complete, fully built Unit 6 for a middle school personal finance or life skills course—5 weeks, 10 lessons, and 5 ready-to-use doc
6th - 8th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 5 | Taxes & Where Money Goes | Grades 6–8
Taxes are often the most mystery-shrouded topic in personal finance. In this unit, students pull back the curtain on where money goes after it leaves a paycheck. By focusing on community impact and simple calculations, we move students from tax anxiety to tax awareness, preparing them for the more complex filings they will face in high school. This is a complete, fully built Unit 5 for a middle school personal finance or life skills course—3 weeks, 6 lessons, and 5 ready-to-use documents. The S
6th - 8th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 3 | Saving & Banking Basics | Grades 6–8
Before most students finish middle school, they will open their first bank account. Unit 3 demystifies the banking system, moving students from "keeping cash in a jar" to understanding how to make the modern financial system work for them. This unit builds the foundational banking skills necessary to navigate the digital economy safely and effectively. This is a complete, fully built Unit 3 for a middle school personal finance or life skills course—4 weeks, 8 lessons, and 5 ready-to-use docum
6th - 8th, Adult Education, Higher Education
Financial Literacy, Money Math
Financial Literacy Unit 2: Earning, Spending & Budgeting Grades 6–8
Budgeting is the most searched financial literacy topic for a reason—it is where theory meets reality. While high school courses often focus on independent living, this middle school unit meets students where they are, teaching them how to manage teen-accessible income and build a framework for a lifetime of intentional spending. This is a complete, fully built Unit 2 for a middle school personal finance or life skills course—4 weeks, 8 lessons, and 5 ready-to-use documents. Everything a teach
6th - 8th, Adult Education, Higher Education
Financial Literacy, Money Math
Finance Activity Pack - Money Mindset, Budget & Wealth | 11th, 12th, College+
Finance Bundle | Budget Template + Money Mindset Exercise | Financial Literacy Curriculum | High School, College & Life Skills The Finance Bundle combines two powerful resources: • Money Mindset Exercise • Budget & Wealth Calculation TemplateTogether, they help students shift how they think about money AND learn how to manage it strategically. This is financial behavior transformation + wealth calculation training. What’s Included: 📄2 Core Finance Resources ✔ Money Mindset Student Workbook
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Budget & Wealth Calculation | Finance Activity Grade 10th, 11th, 12th, Higher Ed
Budget & Wealth Calculation Template | Personal Finance | Financial Literacy | Net Worth | Credit Score | High School, College, & Adult Education Looking for a comprehensive, real-world budgeting and wealth-building tool your students can actually use beyond the classroom? This Budget & Wealth Calculation Simulator is a plug-and-play personal finance spreadsheet that automatically generates a custom Wealth Dashboard as students enter their numbers. Students don’t just learn about budgeting — t
9th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
Buying Your First Car - Financial Literacy Simulation Budget, Loans & Insurance
Scenario-Based Learning Students are assigned one of four character profiles, each with a distinct job, income, credit history, and life situation. All numbers are based on 2024–2025 Bureau of Labor Statistics data and current market conditions: What’s Included • Student Activity Packet (18 pages) — Print-ready PDF • Google Slides Version (fully editable, fillable text boxes) • Fillable PDF Version (type-in fields for 1:1 device classrooms) • Complete Answer Key with worked solutions (8 pages)
9th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
Rent vs. Buy Real Estate Property Simulator | Grades 9th-12th, College+
House Hunt Bundle | Real Estate Purchase & Rental Evaluation Templates | Rent vs. Buy a Home | Financial Literacy | High School & College Looking for a structured way to teach students how to evaluate whether to buy, rent, or walk away from a property? This House Hunt Bundle includes real-world real estate evaluation tools that help students compare properties using financial calculations, scoring systems, and logical decision-making — instead of emotion. This is practical housing literacy tra
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Real Estate Launch Pack Activities | Grades 9th, 10th, 11th, 12th, College+
Real Estate Launch Bundle | Housing Education Worksheets | Home Buying & Renting | High School, College & Adult Education Looking for a real-world housing education system that prepares students for their first apartment, rental, or home purchase? This Real Estate Education Bundle includes 6 structured, practical templates that teach students how to evaluate properties logically, calculate real estate metrics, and understand the responsibilities of homeownership — before they sign a lease or mor
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Business Entrepreneur Startup Pack | Grades 10th, 11th, 12th, College, Adult+
Entrepreneurship Bundle | Business Startup Checklist + Workbook + Sales Target Simulator | High School, College & Career Prep Looking for a structured, real-world entrepreneurship system that teaches students how to plan, build, and run a business from scratch? This Entrepreneurship Bundle combines 5 powerful startup planning resources that guide students from purpose exploration → to financial modeling → to full business execution. This is an end-to-end business launch framework with real-world
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Avolv Life Skills Adulthood Readiness Store-Wide Pack | High School, College+
Adult Life Skills Readiness Curriculum | 32 Course Worksheets | Financial Literacy, Career Prep, Housing, Insurance & Mastering Adulthood | Full Semester System | $97 (Save $20 on Buying Individual Packs!)Looking for a complete, real-world adulting activities and projects that prepares students for life after graduation? The Playbooks for Life – All-In-One Store Bundle is a comprehensive adult readiness system that equips students with the financial, professional, and life management skills. Th
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Middle School Financial Literacy Full Year Curriculum Bundle | 36Weeks |Grad 6-8
Save 100+ hours of planning. Open it on Monday. Teach it on Monday.This is a complete, fully built, ready-to-teach middle school financial literacy curriculum bundle — 36 weeks, 72 lessons, 9 complete units, and 47 documents covering the personal finance, money management, consumer, and entrepreneurship skills students need before high school. No textbook required. No additional prep. Just open and teach. Designed specifically for Grades 6–8, this curriculum introduces budgeting, saving, banking
6th - 12th, Adult Education, Higher Education
Balanced Literacy, Financial Literacy, Money Math
High School Financial Literacy Full Semester Curriculum | 18 Weeks | Grades 9–12
Save 100+ hours of planning. Open it on Monday. Teach it on Monday. This is a complete, fully built, ready-to-teach high school financial literacy semester curriculum bundle—18–20 weeks, 40 lessons, 5 units, and 25+ documents covering the foundational personal finance topics your students need. No textbook required. No additional prep. Designed for grades 9–12 and aligned to the personal finance graduation requirements now mandated in 29 states across the U.S., UK, Canada, and other countries.
9th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
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