Dr. Sigma's Life Lessons are short math warmups that involve everyday tasks that students will need to understand as they grow up and become responsible citizens. Life Lessons - Closing Costs contains 16 warmup sheets for students that involve calculating closing costs for residential home purchases. The warmups increase in difficulty. There are four warmups for each of the following levels of difficulty which build upon the difficulty of the previous levels:

- Level 1, calculation of total closing costs
- Level 2, calculation of loan processing fee and total closing costs
- Level 3, calculation of loan processing fee, documentation stamp and total closing costs
- Level 4, calculation mortgage amount, loan processing fee, documentation stamp and total closing costs

These warmups can be used for students in late elementary, middle school, high school and adult learning programs. They can be used individually as warm-ups throughout the year or as part of a personal finance unit. Lessons can be differentiated by student skill level and taught in a single lesson if desired.

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