💼 Teach students how real businesses protect themselves with insurance using this engaging, real-world activity!

This 2-day Insurable Risks Project helps students understand how insurance works in a business setting while applying concepts to a realistic school store scenario. Students will move beyond definitions and into real decision-making and risk analysis.

🔍 WHAT STUDENTS WILL DO:

✔ Identify financial risks in a real-world business scenario
✔ Match risks to appropriate types of insurance (property, liability, etc.)
✔ Understand key insurance concepts like premium, deductible, and moral hazard
✔ Analyze risk using a Likelihood × Impact matrix
✔ Prioritize risks based on severity and probability
✔ Make strategic decisions about insurance coverage and budgeting

📦 WHAT’S INCLUDED:

📄 Student Activity (2-Day Structured Project)
📘 Teacher Instructions Page
🧾 Teacher Answer Key (clear + flexible responses)
📊 Step-by-step Risk Matrix with scoring system
🧠 Final Decision-Making & Reflection Questions

🎓 SKILLS DEVELOPED:

🟢 Risk Identification & Classification
🟢 Insurance & Financial Literacy
🟢 Critical Thinking
🟢 Business Decision-Making
🟢 Real-World Application

💡 WHY TEACHERS LOVE THIS:

✔ Highly structured (great for all learners)
✔ Built specifically for 9th–12th grade comprehension
✔ Reinforces real-world business thinking
✔ Includes clear teacher support materials
✔ Perfect fit for school store or entrepreneurship units

🧠 PERFECT FOR:

• Business & Marketing Essentials
• Entrepreneurship
• Personal Finance (insurance connection)
• CTE / Career Readiness Courses

📁 FORMAT:

• PDF + Editable Word Documents
• Print-ready
• Easy to implement