Description
Welcome to the I’m a Kid with a Mortgage! 15-Day Financial Literacy Unit
Bring financial literacy to life in your classroom with this engaging 15-day unit based on the children’s book I’m a Kid with a Mortgage! by Robert Coutts. Designed for children ages 7-12, this resource combines meaningful reading experiences with real-world money lessons that students will remember for years to come.
This is Lesson 01 from the 15-Day Financial Literacy Unit.
Over 15 detailed lesson plans, students will:
- Learn about needs vs. wants, saving, spending, mortgages, credit, risk, and reward.
- Practice financial decision-making through interactive worksheets, reflections, and rubrics.
- Build connections between classroom learning and real-world financial literacy skills.
- Reflect on their own choices while exploring opportunity cost and long-term thinking.
- End the unit with a culminating reflection activity that opens the door for a classroom economy—if you choose to extend it.
Each lesson includes:
- Ontario Curriculum Expectations (organized by subject)
- Student-friendly Learning Objectives
- Step-by-step Instructional Sequence (Introduction, Guided Practice, Independent Practice, Closure)
- Assessments (formative and summative)
- Differentiation strategies for struggling learners, advanced learners, and MLL students
- Homework assignments with clear titles
- Worksheets and rubrics written in “I” language for student reflection and teacher evaluation
This unit is flexible. You can teach it across 15 consecutive days or adapt lessons to fit your schedule. A classroom economy is not required but can be added as an extension.
Pair this unit with the picture book I’m a Kid with a Mortgage! for the complete experience. The story provides the perfect foundation for students to connect with money concepts in an age-appropriate, engaging way. Get your copy at couttscoinpublishing.com
This resource is perfect for teachers looking to bring financial literacy, critical thinking, and real-world skills into their classroom in a meaningful and accessible way.
Highlights
Description
Welcome to the I’m a Kid with a Mortgage! 15-Day Financial Literacy Unit
Bring financial literacy to life in your classroom with this engaging 15-day unit based on the children’s book I’m a Kid with a Mortgage! by Robert Coutts. Designed for children ages 7-12, this resource combines meaningful reading experiences with real-world money lessons that students will remember for years to come.
This is Lesson 01 from the 15-Day Financial Literacy Unit.
Over 15 detailed lesson plans, students will:
- Learn about needs vs. wants, saving, spending, mortgages, credit, risk, and reward.
- Practice financial decision-making through interactive worksheets, reflections, and rubrics.
- Build connections between classroom learning and real-world financial literacy skills.
- Reflect on their own choices while exploring opportunity cost and long-term thinking.
- End the unit with a culminating reflection activity that opens the door for a classroom economy—if you choose to extend it.
Each lesson includes:
- Ontario Curriculum Expectations (organized by subject)
- Student-friendly Learning Objectives
- Step-by-step Instructional Sequence (Introduction, Guided Practice, Independent Practice, Closure)
- Assessments (formative and summative)
- Differentiation strategies for struggling learners, advanced learners, and MLL students
- Homework assignments with clear titles
- Worksheets and rubrics written in “I” language for student reflection and teacher evaluation
This unit is flexible. You can teach it across 15 consecutive days or adapt lessons to fit your schedule. A classroom economy is not required but can be added as an extension.
Pair this unit with the picture book I’m a Kid with a Mortgage! for the complete experience. The story provides the perfect foundation for students to connect with money concepts in an age-appropriate, engaging way. Get your copy at couttscoinpublishing.com
This resource is perfect for teachers looking to bring financial literacy, critical thinking, and real-world skills into their classroom in a meaningful and accessible way.




