A card game for one or up to 21 players! I call these 21 multiplication facts the "turtle facts" with all the easy zeros, ones, twos, fives, and tens omitted. Only the most difficult to memorize or retrieve quickly are left. If you learn the 9's trick (description included), that leaves only 12 facts!!! If practicing alone, order the cards with their partners until all cards have been used. If practicing in a group, divide the cards between each player. Decide on the starter & have that person b