Complete, CED-aligned curriculum bundle for Unit 3 Part 1: Personal Saving and Borrowing of the AP Business with Personal Finance course. Also works as a standalone personal finance mini-unit for any high school business or financial literacy course. This is THE personal finance unit students need. By the end, your students will understand WHY people save, what BLOCKS saving, where to save, how borrowing works, what affects loan terms, and how to manage debt without getting trapped. These are t