💰 What It Is: An interactive HTML learning resource that reveals the hidden mechanics of mortgages and long-term debt. Students explore real amortization schedules, compare loan strategies, and discover why "affordable monthly payments" can cost hundreds of thousands in interest. 📚 Core Concepts Students Learn:Why 80% of early payments go to bank profit (interest), not the house (principal)How amortization front-loads interest—the bank gets paid firstThe shocking difference: $155k vs $382k v