FREE Budgeting 101 Worksheet β a complete, no-prep lesson for Grades 9β12 Introduce your students to real-world personal finance through a scaffolded, scenario-based worksheet following βAlex,β a recent grad earning $45,000/year. Students walk step-by-step through calculating take-home pay, sorting needs vs. wants, applying the 50/30/20 rule, setting SMART savings goals, and building a complete mini budget β all in one cohesive activity. WHATβS INCLUDED (9 pages total): β Page 1: Key Terms + Gr