FREE Budgeting 101 Worksheet — a complete, no-prep lesson for Grades 9–12 Introduce your students to real-world personal finance through a scaffolded, scenario-based worksheet following “Alex,” a recent grad earning $45,000/year. Students walk step-by-step through calculating take-home pay, sorting needs vs. wants, applying the 50/30/20 rule, setting SMART savings goals, and building a complete mini budget — all in one cohesive activity. WHAT’S INCLUDED (9 pages total): ∙ Page 1: Key Terms + Gr