💰 **FINANCIAL LITERACY** 🎯 **Overview** Teach budgeting, saving, earning, spending decisions, credit awareness, and real-world money skills using engaging classroom worksheets and challenges. 📌 **Topics Included:** • currency around the world • delayed gratification • taxes and government services • needs based vs values based budgeting • financial negotiation skills • comparison shopping and reviewing deals • inflation vs recession • buying vs renting • bank fees and penalties • hourly vs sa