💰 **FINANCIAL LITERACY** 🎯 **Overview** Teach budgeting, saving, earning, spending decisions, credit awareness, and real-world money skills using engaging classroom worksheets and challenges. 📌 **Topics Included:** • loans and borrowing basics • financial responsibility • car loans • automatic payments and transfers • advertising and consumer psychology • financial negotiation skills • gig and freelance jobs • fraud and scams • gross pay vs net pay • coins and bills identification • how peopl