π° **FINANCIAL LITERACY** π― **Overview** Teach budgeting, saving, earning, spending decisions, credit awareness, and real-world money skills using engaging classroom worksheets and challenges. π **Topics Included:** β’ protecting accounts with password hygiene β’ budgeting for savings β’ student loans β’ bank statements β’ mutual funds β’ responsible use of allowance and earned money β’ financial responsibility β’ stocks β’ delayed gratification β’ interest rates β’ diversification and risk β’ hourly vs s