💰 **FINANCIAL LITERACY** 🎯 **Overview** Teach budgeting, saving, earning, spending decisions, credit awareness, and real-world money skills using engaging classroom worksheets and challenges. 📌 **Topics Included:** • protecting accounts with password hygiene • budgeting for savings • student loans • bank statements • mutual funds • responsible use of allowance and earned money • financial responsibility • stocks • delayed gratification • interest rates • diversification and risk • hourly vs s