Percent Increase and Decrease Quiz
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Future Value & Retirement Bundle - 2 Lessons + Review + Quiz on Annuities
Teach your students to plan for the future with this ready-to-use bundle covering saving and withdrawing with annuities, using clear math applications that bring personal finance to life. Perfect for Personal Finance, Advanced Math, Algebra II, AQR, or Consumer Math, this bundle includes two complete lessons, a review worksheet, and a quiz — all designed to save you time and engage your students in meaningful financial literacy. What’s Included: Lesson 1: Future Value Formula – Saving with
9th - 12th, Adult Education, Higher Education
Algebra, Financial Literacy, Money Math
CCSS
HSN-Q.A.1
, HSN-Q.A.2
, HSN-Q.A.3
+4
Personal Finance How-To Guides | Action Guide Sheets for Students and Parents
Are your students leaving your class knowing what to do, but never actually doing it?You've taught the unit. They passed the quiz. But when it comes to actually opening that brokerage account, checking their credit report, or filing their first tax return, most students don't know where to start and neither do their parents.We know how important it is for students to take action on things like budgeting, investing, and building credit history from a young age, but often being unsure of the steps
8th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Student Personal Finance Journal
The Educator's Guide: Why Use Personal Finance Journals?A Student Personal Finance Journal isn't just a record-keeping tool; it’s a pedagogical bridge that helps educators move students from "knowing" to "doing." Here is how it specifically empowers teachers: 1. Data-Driven InstructionJournals provide educators with immediate insight into a student's baseline knowledge and misconceptions. Instructional Adjustment: If an entire class's journal entries show confusion about "gross vs. net pay," the
7th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math, Place Value
CCSS
8.SP.A.1
, 8.SP.A.2
, 7.EE.A.1
+29
Personal Finance Formula Sheet FREEBIE | Editable Reference for Money Math
Give your students a clear, concise reference for personal finance formulas with this editable, printable formula sheet FREEBIE—perfect for Financial Math, Consumer Math, Economics, or AQR classrooms. This full-sheet version includes all key formulas from a full high school finance unit, with clearly labeled sections and a helpful variable legend. Whether you're prepping for a quiz, reviewing a unit, or helping students organize their notes, this sheet is ready to support learning with zero ex
9th - 12th, Higher Education
Economics , Financial Literacy, Money Math
CCSS
HSN-Q.A.1
, HSN-Q.A.2
, HSN-Q.A.3
+5
THE EXPANDED LEDGER | Unit Bundle (Intro to Accounting)
Here’s an editable unit bundle covering the expansion of the Capital account into three new equity accounts: Revenue, Expenses and Drawings. This unit bundle introduces the Income Statement and the expanded equity section of a Balance Sheet. It also includes three Generally Accepted Accounting Principles (GAAPs). Each lesson contains a Google Slide™ deck, spreadsheet homework questions with answer keys ( Google Sheets™) and videos that walk you through the lessons as a teaching guide. A digita
11th - 12th, Adult Education, Higher Education
Business, Economics , Money Math
Unit 8 – Federal Taxes | Personal Finance Lesson (W-2, W-4, 1040 + Guided Notes)
Overview: Bring taxes to life with this complete Federal Taxes Unit designed for high school Personal Finance or CTE Business courses. This no-prep, 4-day lesson walks students through how income taxes work, from understanding deductions to completing real IRS forms (W-2, W-4, and 1040). This engaging and easy-to-follow resource is fully editable and includes a video walkthrough, guided student notes, and interactive examples that help students calculate taxable income and explore where th
9th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
DEBITS & CREDITS | Unit Bundle (Intro to Accounting)
Here’s an editable unit bundle covering the key concept of debits and credits for an Introduction to Accounting course. This unit bundle introduces T-accounts, recording debits/credits and preparing a trial balance. Each lesson contains a Google Slide™ deck, spreadsheet homework questions with answer keys ( Google Sheets™) and videos that walk you through each lesson as a teaching guide. A digital quiz and review questions (all with answer keys) are included. No textbook needed!Note: This b
11th - 12th, Adult Education, Higher Education
Business, Economics , Money Math
Unit 1 - Payroll Deductions Lesson – Slides, Worksheet, Guided Notes, Quiz
Help your students understand why their paycheck is smaller than expected!This engaging unit introduces high school students to the concepts of gross pay, net pay, and payroll deductions through interactive activities, real-world examples, and guided practice. What’s Included:An 18-slide Google Slides deck to introduce and guide the unitA 7-page editable worksheet packet for practice and application (PDF or Kami-friendly)A 23-minute tutorial video on how to cover every aspect of the slides and
9th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
Credit vs Debit Cards | Financial Literacy Lesson for Teens (Grades 8-12)
💳 Credit vs. Debit Cards | Financial Literacy for TeensTeach students how to make smart money choices! This engaging, no-prep financial literacy lesson helps teens understand the difference between credit and debit cards, including how interest, debt, and credit scores work. Perfect for middle school, high school, or personal finance classes, this activity-based resource makes real-world money management easy to teach and fun to learn! 🧠 Students Will:✅ Learn key financial vocabulary (interest
8th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
A Teacher's Net Worth book and customizable 11-tab spreadsheet
"I learned so much about budgeting and have already started to implement ideas. It feels good!"– Carlos A. "Incredibly interesting and a wealth of information!" – Jan A. "Dr. Zentner makes the anxiety-inducing topic of one's finances and retirement planning less overwhelming and provides tools to use immediately. I highly recommend this resource!"– Javier M. *** Join the many educators who have benefited from this powerful resource — created by an educator, for educators. The bundle pairs the
3rd - 12th, Adult Education, Higher Education
Financial Literacy, Money Math, Not Subject Specific
Unit 7 – Investing & Retirement Planning | Personal Finance Slides, Guided Notes
Help your students understand how smart investing and retirement planning can build long-term wealth and financial security. This ready-to-teach Unit 7: Investments & Retirement Planning resource includes engaging slides, guided notes, and hands-on activities using real-world tools like the Investor.gov Compound Interest Calculator and the Social Security Forecast Tool. ⭐ What’s Included: ✅ 52 Google Slides (presentation or lecture ready) ✅ Student Guided Notes with 20 questions ✅ Warm-up a
9th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
Professional Budget Tool for Teachers and Parents | Offline HTML5 Software
Stop "renting" your financial data from apps that charge you monthly fees. The EdTech Tools and Game Store is proud to present a premium, one-stop-shop budgeting tool designed for both the classroom and the home office. **Intentionally designed for: "We Do" Instruction (whole class demonstration as well as independent practice). This tool is 95% offline. The only aspect of this tool still requiring the internet is it's use of Google Fonts. If the internet is down, the tool will resort to a stan
6th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math
SOURCE DOCUMENTS | Lesson & Assignment (Intro to Accounting)
This editable lesson helps students understand the source documents that are records of financial transactions. Key source documents that accountants use to account for transactions are highlighted in the lesson, all of which are used throughout the accounting course. Students will then complete a spreadsheet assignment to solidify their understanding of source documents. TOPICS COVERED:Cash sales slipSales invoicePoint of sale summaryPurchase invoiceCheck/cheque copyBank memoGAAP: Cost Princi
11th - 12th, Adult Education, Higher Education
Business, Economics , Money Math
Also included in: THE RECORDING PROCESS | Unit Bundle (Intro to Accounting)
ADJUSTING ACCOUNTING ENTRIES | Lesson & Assignment (Intro to Accounting)
This editable lesson explains the adjustment process for a company’s fiscal period. It details the need to prepare adjusting entries for supplies, prepaid expenses and late arriving bills to present a more accurate financial picture. After the lesson (which includes a class practice question), students complete spreadsheet questions to solidify their understanding of adjustments. TOPICS COVERED:The need for adjusting entriesSuppliesPrepaid expenses (such as insurance and rent)Late arriving bil
11th - 12th, Adult Education, Higher Education
Business, Economics , Money Math
Also included in: ADJUSTING & CLOSING ENTRIES | Unit Bundle (Intro to Accounting)
The History Of The Penny → Reading Comprehension & Review Activities Grades 6-12
The history activity on U.S. money that just makes cents (pun intended). These resources are a great way to introduce students to unique lessons about United States currency. Students will read about The History Of The Penny and Why Presidents Are On Our Money and answer document based questions. A third activity is included: asking students to share their opinions on money and to design their own bill (my creative students loved this activity). These lessons are designed to be done independ
6th - 12th, Adult Education, Higher Education
Financial Literacy, Money Math, U.S. History
RATIO FINANCIAL ANALYSIS | Lesson & Assignment (Intro to Accounting)
This editable lesson provides an overview of financial ratios that can be used to analyze a company’s financial performance. Students are introduced to liquidity, borrowing capacity and profitability ratios. After the lesson, students complete spreadsheet questions on calculating changes in accounts, identifying trends and interpreting the data. TOPICS COVERED:Working capitalCurrent ratioQuick ratioTurnover ratiosDebt ratioEquity ratioRate of return on average owner’s equity ratioASSIGNMENT:Th
11th - 12th, Adult Education, Higher Education
Business, Economics , Money Math
Free Budget and Net Worth Spreadsheets |Personal Finance Worksheets for Teachers
Looking for a simple way to start organizing your money without feeling overwhelmed? This free personal finance spreadsheet bundle includes two beginner-friendly tools to help you get clear on your money: a basic budget spreadsheet and a net worth spreadsheet.These spreadsheets were designed to be simple, supportive, and easy to use. They are perfect for teachers, educators, or anyone who wants a low-pressure starting point for understanding income, expenses, assets, liabilities, and overall fin
12th, Adult Education, Higher Education
Financial Literacy, Money Math, Not Subject Specific
Personal Finance Full Semester Curriculum | No Prep, Editable, Google Slides
Teach Personal Finance with confidence and zero prep!This complete Full Semester Personal Finance Curriculum is fully ready to use. Just open the slides and teach. Every lesson is clear, structured, and rooted in real-world application to help students build financial literacy for life beyond high school. Perfect for: • High School Personal Finance Courses • CTE Business / Entrepreneurship Programs • Advisory, Senior Seminar, or Life Skills Classes • Homeschool or Independent Study Students
9th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
Rent vs. Buy Real Estate Property Simulator | Grades 9th-12th, College+
House Hunt Bundle | Real Estate Purchase & Rental Evaluation Templates | Rent vs. Buy a Home | Financial Literacy | High School & College Looking for a structured way to teach students how to evaluate whether to buy, rent, or walk away from a property? This House Hunt Bundle includes real-world real estate evaluation tools that help students compare properties using financial calculations, scoring systems, and logical decision-making — instead of emotion. This is practical housing literacy tra
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Real Estate Launch Pack Activities | Grades 9th, 10th, 11th, 12th, College+
Real Estate Launch Bundle | Housing Education Worksheets | Home Buying & Renting | High School, College & Adult Education Looking for a real-world housing education system that prepares students for their first apartment, rental, or home purchase? This Real Estate Education Bundle includes 6 structured, practical templates that teach students how to evaluate properties logically, calculate real estate metrics, and understand the responsibilities of homeownership — before they sign a lease or mor
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
Cash Handling Skills Unit
We assume that students learn cash handling skills, skip counting, and how to make change early in elementary school, but that's not entirely true. I prepare high school students for life beyond the school walls and ensure they have the life and career skills to be successful; they need cash skills. Everyone needs cash skills. From 3rd grade to adults, this comprehensive unit will meet your needs. The unit covers the following: Identifying coins and dollars - noticing qualities and difference
3rd - 12th, Adult Education, Higher Education
Mental Math, Money Math, Not Subject Specific
Business Entrepreneur Startup Pack | Grades 10th, 11th, 12th, College, Adult+
Entrepreneurship Bundle | Business Startup Checklist + Workbook + Sales Target Simulator | High School, College & Career Prep Looking for a structured, real-world entrepreneurship system that teaches students how to plan, build, and run a business from scratch? This Entrepreneurship Bundle combines 5 powerful startup planning resources that guide students from purpose exploration → to financial modeling → to full business execution. This is an end-to-end business launch framework with real-world
9th - 12th, Adult Education, Higher Education
Family Consumer Sciences, Financial Literacy, Money Math
The Freelancer Business Launch Workbook
The Freelancer Business Launch Workbook is the ultimate step-by-step digital PDF guide for new freelancers, gig economy workers, and independent contractors ready to launch and scale a profitable freelance business. This 53-page entrepreneurship workbook delivers actionable frameworks, ready-to-use templates, checklists, exercises, and visual tools covering everything from defining your profitable niche and structuring your LLC/S-Corp to crafting value-based service offers, strategic pricing (ho
5th - 12th, Adult Education, Higher Education
Business, Financial Literacy, Money Math
Financial Mathematics Unit
Financial Mathematics – Unit Plan Outline (With Capstone)Unit OverviewThis unit introduces students to the mathematics of personal finance, interest, loans, annuities, and amortization through real-world applications. Class periods are 90 minutes. The unit concludes with a collaborative capstone project and student presentations that require students to synthesize and apply all major concepts. Day 1 – Personal Finance & Budgeting (90 min)• Income vs. expenses • Net monthly cash flow • Prorating
9th - 12th, Adult Education, Higher Education
Applied Math, Financial Literacy, Money Math
CCSS
MP1
, MP2
, MP3
+5
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