A complete 10-lesson Saving and Banking unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn why starting early matters using real compound interest math, compare checking, savings, and HYSA accounts, design an emergency fund with target and timeline, master the Rule of 72 and future-value calculations, choose between CDs, money market accounts, and Treasury bills, build a multi-bank setup (big ban