Percent Increase and Decrease Quiz
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SparkMart Percent Simulation | Real-World Markup, Discount, Tax & Profit Game
🛒 SparkMart: Percent Economy Simulation No-Prep, High-Engagement Percent Math Activity (Grades 6–8) Percent lessons shouldn’t feel like drills. If your students can calculate percents but struggle to reason, justify decisions, or stay engaged, SparkMart turns percent math into a real-world business simulation where choices have consequences and profits rise or fall based on student thinking. In SparkMart, students become store owners who must make real pricing decisions using markup, discounts,
5th - 9th
Decimals, Financial Literacy, Statistics
Price Increase or Decrease Assignment
In this assignments students are presented with various scenarios. It is up to the students to determine if the price of the good will increase or decrease based on the scenario. It is a fun activity that helps students see how external and internal forces can impact the prices of good both positively and negatively.
6th - 12th
Economics , Math, Social Studies
Percents: Understanding Credit Card Debt Worksheet for Student - Scenario 1
The question listed on Scenario 1 is as follows:
"In this scenario we purchased 1 item for $1000. (This could be a new TV, summer vacation, Laptop, etc.) We did not have the cash at the time so we charged it to our Visa. This particular credit card requires that we make a minimum payment of 13% each month. It also has an APR of 10%. Fill out the chart to find out how much you have paid at the end of the year and if you have a remaining balance. "
The chart is a great way for students to disc
7th - 10th
Algebra, Basic Operations, Math
Real Life Math: Percents: Credit Card Debt Worksheet - Scenario # 2
The scenario on this chart is as follows:
"MasterCard sent you a fabulous new credit card offer in the mail. It is a special card for teens with really low minimum monthly payment percent of 4%. In exchange for the low minimum monthly payment percent, MasterCard raised your APR to 18%. You decide to use this credit card instead of the Visa in Scenario #1. Fill out the chart and determine the amount of money you spent and your remaining balance. "
The chart is a great way for students to di
7th - 10th
Algebra, Decimals, Math
Financial Literacy Car Ownership Simulation | Budgeting & Real World Decisions
CAN YOU AFFORD THIS CAR?Car Ownership Survival SimulationTransform your classroom into an immersive financial literacy experience where students experience the realities of car ownership and discover that transportation costs extend far beyond the sticker price. Students become a young adult balancing transportation needs, finances, school responsibilities, and unexpected challenges while trying to survive their first year of owning a vehicle. Throughout the simulation, students quickly learn: T
9th - 12th
Economics , Family Consumer Sciences, Financial Literacy
Percents: Understanding Credit Card Debt Worksheet for Students - Scenario 3
This chart covers the following scenario:
"Capital One offers a special credit card for teens. It has a spending limit of $100 per month and a very low monthly payment of 2%. The APR for this card is also pretty low at 7%. You talk to your parents and they agree that it sounds safe so they cosign the card with you. You now have your own credit card to use for monthly purchases and do not have to constantly ask your parents for money. You will owe your parents the remaining balance at the end
7th - 10th
Algebra, Decimals, Math
Why Paying the Minimum is Bad - Credit Card Debt Calculator - Percents
This Excel file is set up to show students how quickly debt can add up if they only pay the minimum balance on a credit card. The spreadsheet is already formatted to do the calculations for you! All you have to change is your initial credit card balance and change the APR and minimum payment balance to fit different scenarios. This is a quick way to show your students the "big picture" when it comes to credit card debt. It is also a nice way to introduce students to applications of percents
7th - 10th
Algebra, Decimals, Other (Math)
Payday - Exponential Growth Board Game for Algebra
Payday is an awesome interactive board game similar to the game of Life. Students start with $400,000 and life events cause them to gain or lose money. At the end of each year, students calculate the yearly exponential growth to get their new balance. The first student to $1,000,000 wins.
Students are involved and excited to play this game. This is a good formative assessment tool to see if student understand this algebraic topic. The student score sheet is a way to collect their work and asse
9th - 12th
Algebra, Algebra 2, PreCalculus
CCSS
HSF-LE.A.1c
Demonstrate Ordering Numbers with an Animated Excel File
Simple to use animated Excel file for in class demonstration of Ordering Numbers from whole numbers, integers, positive rational, rational, and real numbers. Self-correcting quiz format that automatically generates a new set of numbers. Move scroll bars, select option buttons, type numbers, and watch these mathematical concepts come alive. You must use Microsoft Excel that is capable of opening file formats in either .xlsx or .xlsm.
4th - 12th
Algebra, Arithmetic, Mental Math
Personal Finance - Curriculum Bundle
The Complete Personal Finance Curriculum 💰 — Every unit you need to teach personal finance, in one bundle. Six complete no-prep teaching units covering Earning Income, Spending & Budgeting, Saving, Investing, Credit & Debt, and Managing Risk & Insurance — PLUS "The Big Budget of Life," a real-world budget simulation where students discover what it actually costs to live. Buy once, teach the entire course.This is not a stack of worksheets. Every unit is a full teaching system: a direct-instructi
7th - 12th, Adult Education, Higher Education
Business, Economics , Financial Literacy
Unit 8 – Federal Taxes | Personal Finance Lesson (W-2, W-4, 1040 + Guided Notes)
Overview: Bring taxes to life with this complete Federal Taxes Unit designed for high school Personal Finance or CTE Business courses. This no-prep, 4-day lesson walks students through how income taxes work, from understanding deductions to completing real IRS forms (W-2, W-4, and 1040). This engaging and easy-to-follow resource is fully editable and includes a video walkthrough, guided student notes, and interactive examples that help students calculate taxable income and explore where th
9th - 12th, Adult Education, Higher Education
Economics , Financial Literacy, Money Math
Consumer Math: On a Budget
Students will learn how to set a personal budget while building a clothing wardrobe for themselves.
Situation: A fire has destroyed all of your clothes. You must replace your entire wardrobe. The catch? You are on a strict budget.
How strict? $400.00. The less you spend, the more you win.
Skills: Finding percent; budgeting
6th - 12th
Math
Personal Finance-Spending & Budgeting
Spending & Budgeting Complete Teaching Bundle — A full direct instruction unit that teaches students how to manage their money through the 50/30/20 budget rule, needs vs. wants, opportunity cost, impulse buying awareness, and a hands-on first apartment budget simulation. Includes 14-slide slideshow, fill-in-the-blank guided notes, an adulting budget project, a 25-question quiz, answer keys for everything, and a lesson plan. This isn't just vocabulary memorization — students apply the 50/30/20 ru
7th - 11th, Adult Education, Higher Education
Business, Economics , Financial Literacy
Also included in: Personal Finance - Curriculum Bundle
Monthly Budget Simulation: Can You Make It? | Grades 6-8 Financial Literacy
Can your students make it through the month without going broke? This engaging, low-prep budget simulation puts students in the driver’s seat of their financial future. They choose a career, calculate their take-home pay, and build a monthly budget from scratch — covering rent, food, transportation, and more. Then life throws curveballs: unexpected expenses, inflation, and tough choices about what to cut. WHAT’S INCLUDED:• 4 Career Cards with real salary data, tax deductions, and net income
6th - 10th
Economics , Financial Literacy, Money Math
Credit Card Interest Example Excel Spreadsheet
An easy to understand and simple way to introduce students to how credit card interest can works and how quickly debt can build up. Simply fill in the two highlighted cells with the credit card rate and how much was spent on the card and the spreadsheet will self populate to show the first 12 months, two years, three years, four years, five years, ten years, 10 years, 20 years and 25 years. A must see for all future credit card owners and a great way to show the real-life application of decimal
6th - 12th
Applied Math, Decimals, Math
Also included in: Pre-Algebra Real-Life Applications
Household Budget Spreadsheet- Editable: High School Financial Literacy Excel
Are you looking for a household budget spreadsheet that students can use to practice high school financial literacy and life skills? This editable Excel spreadsheet is a simple and easy household budget with the formulas included and locked so your students can use it again and again to make realistic budgets without having to calculate. This could be used in a variety of high school classes in 9th, 10th, 11th, or 12th grades: family and consumer sciencescareer and personal planninglife ski
9th - 12th
Applied Math, Family Consumer Sciences, Financial Literacy
CCSS
6.RP.A.3c
, 7.RP.A.3
, MP2
+3
Trade and Barter: A Trading Simulation
Welcome to the world of economic exchange! Throughout history, people have traded, bartered, negotiated, and haggled in order to receive the greatest amount of goods for the lowest cost. From the direct trade of goods to the use of currency, people have found ways to satisfy their wants and needs. This trade simulation provides students with an opportunity to barter with imaginary resources and goods in order to obtain points. The premise for the simulation is the combination of resources. In th
6th - 12th
Economics , Math, Social Studies
Renting or Buying a Home Math: Financial Literacy & Applied Math Housing Bundle
Do you want some real-world applied math worksheets and projects about renting or buying a home? How about a middle school or high school financial literacy bundle on housing math: the math involved in buying or renting a home?This Home Buying (or Renting) Math Bundle is perfect for middle school students in grade 7 or 8 or high school students in 9th, 10th, 11th, or 12th grade. It teaches financial literacy, applied math, and life skills while using middle grades math skills: percentages, ratio
7th - 12th
Applied Math, Family Consumer Sciences, Financial Literacy
CCSS
6.NS.B.2
, 6.RP.A.1
, 6.RP.A.2
+4
Fun and Customizable Dice Roller
This Fun and customizable dice roller will be a nice addition to your classroom for math or game time. There are up to 10 dice you can roll at one time. Each die has the option for 2 sides (coin flip) 4, 6, 8, 10, 12 and 20 sides. There is also an option for 100 and 1000 "sides" to use for some nice numbers on a math activity. The total of all dice is clear and visible along with the average roll per die. You can also see the total for each of the 10 die types if you are rolling different ty
3rd - 12th, Adult Education, Higher Education
Algebra, Graphing, Numbers
CCSS
HSS-MD.A.1
Selection in Motion: Speed, Strategy & Survival
Selection in Motion: Speed, Strategy & Survival NetLogo Simulation Lesson (High School Biology)Is being faster always better? In this inquiry-based simulation lesson, students investigate natural selection as a context-dependent process using the Bug Hunt: Speeds NetLogo model. By taking on the role of a predator, students discover that the survival value of a trait like speed depends not on the trait itself, but on how it interacts with behavior and environment. As students shift between c
9th - 12th
Biology, Environment, Statistics
My First Paycheck | Financial Literacy Simulation | Earnings, Taxes & Budget
Scenario-Based Learning Students are assigned one of four age-appropriate job scenarios. All wages reflect real 2024–2025 rates for teen and entry-level workers SKILLS COVERED• Calculating gross pay from hourly wages • Understanding federal tax, state tax, Social Security, and Medicare deductions • Calculating net (take-home) pay • Reading and interpreting a pay stub • Setting short-term and long-term savings goals • Building a budget using the 50/30/20 framework • Making spending decisions wit
6th - 10th
Business, Financial Literacy, Money Math
Learning the Stock Market
Learn about the stock market and how to invest in stock. Students will need to select stocks to follow and then determine if they made or lost money. This unit has vocabulary, KWL, Brainstorming activity, and Stock Challenge to simulate the buying and selling of stock.
4th - 10th, Adult Education
Business, Economics , Other (Math)
Free Fillable Tax Forms (W-2, W-4, 1040) + Completed Example | Personal Finance
This free classroom resource includes fillable W-2, W-4, and 1040 tax forms along with a completed mock example to help students practice calculating taxable income, refunds, or taxes owed. Students can fill out the forms digitally using Kami or Adobe Reader, making it ideal for 1:1 Chromebook classrooms or distance learning. What’s Included Fillable W-2, W-4, and 1040 forms (PDF) Completed mock example showing realistic calculations Perfect for Personal Finance, Economics, or Career Readine
9th - 12th, Adult Education, Higher Education
Business, Economics , Financial Literacy
Concession Stand - A Full Unit Business Simulation
Concession Stand is a business simulation for grades 8 - 12. Students will open a business and use their math skills to complete order forms, update inventory, pay bills, keep a ledger, and open for days of sale. This project works with higher level Blooms Taxonomy and allows students to work together in groups.
8th - 12th
Algebra, Basic Operations, Math Test Prep
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