Help your middle school students understand the many ways to pay for goods and services—and how to choose the best option for their needs. In this comprehensive lesson, students explore the pros and cons of cash, checks, debit and credit cards, QR codes, contactless payments, payment apps, and Buy Now, Pay Later (BNPL) plans. They’ll learn how each method works, its benefits and risks, and how smart payment choices support responsible money management. This is Lesson 8 from Chapter 4 o