A powerful, real-world personal finance workbook designed for teens. Covers budgeting, savings, credit, first jobs, goals, emergencies, and real responsibilities with charts, trackers, and reflection prompts. Perfect for Life Skills, CTE, Homeroom, Advisory, Teens' Programs & SEL. Perfect for: Middle & High School Life Skills & Financial Literacy Career & College Readiness Advisory / Homeroom CTE & Economics Teen Programs & After-School Groups Parents supporting money skills at home.