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The COMPLETE Grades 6-12 Personal Finance program. Two grade-band curricula. 18 units. 180 lessons. The entire personal finance learning arc from age 11 through high school graduation — built by a working classroom teacher. This mega bundle combines the Middle School Personal Finance Complete Curriculum (Grades 6-8) and the High School Personal Finance Mega Bundle (Grades 9-12). One purchase covers a full personal finance program for an entire middle + high school. Save 37.5% vs buying units ind

The complete 9-unit High School Personal Finance curriculum, bundled at 25% off. Built by a working classroom teacher. American English throughout. Ready to teach Monday morning. The full course your students need to leave high school financially literate — earning, budgeting, saving, credit, investing, taxes, insurance, consumer skills, and career/college planning, all in one bundle with no gaps. THE COMPLETE 9-UNIT CURRICULUM Unit 1 — Earning Income — Career paths, education ROI, paychecks, li

All four Math Report Card Comment Generator grade bands in one bundle — every criterion, every grade level, covered. 1,440 ready-to-use, IB-aligned math comments. Type a name, click ✓, copy, paste. A complete personalised math report card paragraph for any student, in any grade, in under a minute. Works for every IB programme — PYP, MYP, and DP — and for any school that reports on mathematical learning. Built by a real IB teacher at a tier 1 international school in Bangkok. One of the most c

A complete 10-lesson Taxes unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn how taxes actually work and what each tax type funds, read every line of a pay stub and choose appropriate W-4 settings, identify every major tax form (W-2, 1099, 1098) and what each reports, calculate federal tax bracket by bracket and distinguish marginal from effective rates, decide between standard deduction and ite

A complete 10-lesson Consumer Skills unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn the consumer skills most adults pick up the hard way: smart spending principles with the 3-question filter, total cost of ownership for big purchases, navigating car buying with the 20/4/10 rule and pre-approval, reading apartment leases and conducting move-in walk-throughs, recognizing the 4 universal scam pa

A complete 10-lesson Insurance unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn how insurance fundamentally works through risk pooling, navigate health insurance options including the Age 26 rule and HSA triple tax advantage, compare HMO, PPO, and HDHP plans by usage scenario, build smart auto coverage above state minimums, recognize renters insurance as the easy high-ROI win that 40% of renter

A complete 10-lesson Investing unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn the difference between saving and investing matched to time horizons, why index funds outperform 88% of professional stock pickers, the long-term cost of high fund fees, the priority order for retirement accounts (401(k) match → Roth IRA → 401(k) rest), the Roth vs Traditional decision based on tax bracket, the life

A complete 10-lesson Credit and Debt unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn the mechanics of credit and the asset-vs-consumption test, the 5 factors of FICO scores, how to read a credit report and dispute errors, the 3 rules of responsible credit card use, the brutal math of carrying balances, federal vs private student loans with the first-year salary rule, the 20/4/10 rule for auto

A complete 10-lesson Saving and Banking unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn why starting early matters using real compound interest math, compare checking, savings, and HYSA accounts, design an emergency fund with target and timeline, master the Rule of 72 and future-value calculations, choose between CDs, money market accounts, and Treasury bills, build a multi-bank setup (big ban

A complete 10-lesson Budgeting and Spending unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn why budgeting matters (with real data), apply the 50/30/20 framework and zero-based budgeting, distinguish fixed from variable expenses using 3-month averages, use a 4-question test for needs vs wants, choose a tracking system that fits their habits, audit a bank statement for subscriptions and fraud, d

A complete 10-lesson Earning Income unit for high school personal finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Students learn the three types of income, choose a career path using a structured framework, evaluate education pathways by ROI, build job application materials, prepare for interviews, decode their first paycheck and W-4, compare total compensation between job offers, plan a side hustle, and synthesize everything into a pers

The final unit and capstone of the 9-unit High School Personal Finance curriculum. Built by a working classroom teacher. American English throughout. Ready to teach Monday morning. Students learn how career choice shapes lifetime earnings, evaluate college ROI honestly with all alternatives (trade school, bootcamp, military), build a 5-layer college funding stack to minimize debt, navigate federal vs private student loans including IDR and PSLF, make first-job decisions beyond salary (401(k) mat

All four Math Exit Ticket grade bands in one download. This bundle gives you 128 DOK-leveled exit tickets across K–12 — from counting and place value for Kindergarten through to calculus, matrices, and vectors for Grades 9–12. Every Math ticket has a structured working space: a square grid for calculation work (Grades 3–12) or a large working box with answer field (K–2). The explanation sections use lines for written reasoning. What's in this bundleK–2 Math Exit Tickets (20 tickets · 10 skills ·

Report card season doesn’t have to take over your evenings. This Google Sheets math comment generator gives you 360 carefully written, IB DP-aligned comments covering five key mathematical skills — and assembles a complete, personalised paragraph in seconds. Type the student’s name, choose their gender, set the math context. Click ✓ on the comments you want. Your paragraph builds automatically. Copy and paste straight into your report card system. Every comment is written for Grades 9–12 — s

Exit tickets for senior Math that match the depth and rigour of high school mathematical thinking. This pack gives you 36 DOK-leveled exit tickets across 12 skills from functions and proof through to calculus, matrices, and vectors. Every ticket has a structured working space and reasoning explanation area. DOK 3 prompts require the kind of extended justification expected at IB DP and AP level. What's Inside36 exit tickets across 12 Math skills3 DOK levels per skill (DOK 1–3)Working box on every

A fully editable MYP unit planner built specifically for Mathematics — with all three Mathematics key concepts pre-loaded (Form · Logic · Relationships), a Strand Focus field covering all four strands (Number · Algebra · Geometry & Trigonometry · Statistics & Probability), and all four criteria (Knowing and understanding · Investigating patterns · Communicating · Applying mathematics in real-life contexts) fully scaffolded.This template walks you through every element of the planning process — f

A free, ready-to-teach personal finance lesson — the foundation lesson of the full High School Personal Finance curriculum. Use it tomorrow, see if it works for your students, and decide if you want the rest. No catch. This is Lesson 1 of 10 in Unit 1 — Earning Income. It's the same lesson that appears in the paid unit — not a stripped-down sample. You get the editable PowerPoint deck with full teacher speaker notes, the print-ready student worksheet, the answer key with sample responses, and a

Report card season is here. This free resource gives you 12 ready-to-use math comments across all four performance levels — Not Meeting, Approaching, Meeting, and Exceeding — plus a specific, copy-paste next step for each level. Every comment and every next step uses [Name] as a placeholder. Replace it with your student's name and paste directly into your report card system. No rewriting, no adapting — just copy and paste. The comments cover three core criteria from the full IB DP math comment g