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This bundle brings together seven complete financial literacy activities designed to help students confidently navigate the money decisions they'll actually face in real life. Each resource uses realistic characters, worked examples, student hint pages, and fully worked answer keys so you can use them with confidence. Activities build progressively — from understanding a first paycheque, to budgeting, saving, credit cards, interest, and finally major decisions like buying vs. leasing a car and r

Help Dana Dubois — The Big Picture: A Financial Literacy Culminating Task Financial Literacy | Grade 7–9 | Ontario CurriculumDana Dubois just finished college and has two job offers, a laptop to save for, an emergency fund to build, and a friend telling her to just put it on a credit card. Sound familiar? In this culminating activity, students step into Dana's shoes and make every major financial decision — from first paycheque to long-term savings plan. Students will:Calculate gross pay, deduc

Help your students understand one of the most important real-world math skills they'll ever use — how credit card interest actually works! This activity walks students through reading a real credit card statement, calculating monthly interest, and discovering why paying only the minimum payment barely puts a dent in their balance. Using a realistic scenario, students follow Jane Doe through three consecutive bills, then compare what happens when she pays $100 vs. $500 — and see the difference fo

Help your students navigate real-world tax concepts with this engaging, scaffolded activity! Students follow Taylor Torres — a high school student filing their first tax return — through a series of guided scenarios using a simulated T4 slip. Students will read and interpret a T4 slip, calculate federal and Ontario income tax owing using the Basic Personal Amount (BPA), determine whether the result is a refund or balance owing, and compare two different income scenarios side by side. This curren

Two activities. One character. A complete introduction to financial fraud awareness for Ontario Grade 10 students.In Activity 1, students help Frankie Falzone sort through 8 real Canadian messages and decide: fraud or legit? Students identify urgency, authority, and fear tactics across texts, emails, phone calls, and social media DMs. In Activity 2, three of Frankie's friends have already been scammed. Students apply the S.T.O.P. framework (Source, Tactics, Offer, Path) to figure out what went w

Help your students master the Pythagorean Theorem with this comprehensive, ready-to-use worksheet package! This resource walks students through the theorem step by step — from guided notes all the way to real-world word problems and composite shapes. What's Included:⭐ Guided Practice Notes — Formula reference box with worked examples and labelled diagrams so students know exactly what to do before they start practicing independently. ⭐ Finding the Missing Side — Scaffolded practice finding the

Help Priya Sharma invest her $2,000 before university! In this real-world activity, students meet Priya, a 17-year-old who wants to spread her money across different investments rather than putting it all in one place. She's already thinking like an investor. Now she needs the math to back it up. Students compare three portfolio structures (Conservative, Balanced, and Growth) by first calculating how $2,000 would be divided across stocks, bonds, and cash, then using the compound interest formula

Two of the biggest financial decisions your students will ever face — buying or leasing a car, and renting or owning a home — explored through real scenario-based math with compound interest built right in! Students follow Alex Chen through a car decision and Jordan Rivera through a housing decision. In each case they calculate total cost, work through the compound interest formula step by step, and make a recommendation backed by mathematical reasoning. The activities are designed to feel real

Help Maya Patel make her first real financial decision! In this engaging, real-world activity, students meet Maya — a 14-year-old who has $450 saved and needs to decide where to put it. Should she keep it in a savings account, lock it in a GIC, or invest it in an ETF? Students use both the simple interest formulaand the compound interest formula to compare all three options over a short-term (3-month) and long-term (10-year) timeline, then make a justified recommendation using their own calcula

Students are introduced to Sofia, a 17-year-old who wants to invest $1,000 but keeps hearing that fees can eat into returns. She's found two ETFs with identical gross returns but different MERs, and needs help figuring out if the difference really matters. Students calculate net returns, apply the full compound interest formula, project growth at both 10 and 20 years, and compare the long-term cost of fees before making a recommendation for Sofia. ★ Step-by-step scaffolded calculation tables ★

Help Lucas Brennan figure out where to invest his $1,200! In this real-world activity, students meet Lucas, a 16-year-old who wants to invest but is nervous about losing money. Before recommending an investment, students analyse his pre-filled risk profile to determine what type of investor he is, then use the math to back it up. Students use the compound interest formula (A = P(1 + r/n)^nt) to compare three investment options over 5 years, then calculate bad, average, and good year scenarios

Three of Frankie Falzone's friends have been scammed — and they need help figuring out what went wrong. Students apply the S.T.O.P. framework (Source, Tactics, Offer, Path) to three realistic Canadian fraud scenarios: a CRA gift card phone scam, an overpayment job scam, and a tech support remote access scam. For each scenario, students analyze what happened, identify the scam type, and recommend what each friend should do next. Aligned to the Ontario Grade 10 Financial Literacy Graduation Requir

Meet Riley Reyes — and figure out exactly how much money actually lands in their bank account. In this activity, students calculate gross pay, deductions (CPP, EI, and income tax), and net pay for two real-world job offers: a part-time barista position and a full-time data entry role. After completing both paycheque calculations, students compare the jobs using a structured table and answer discussion questions that require mathematical reasoning — including whether either job meets a $2,000/mon

Knowing how to spot a scam is only half the battle. This activity focuses on what students do next — how to protect themselves before fraud happens, and how to respond if it does. Students work through five parts: a personal digital security audit, the four pillars of fraud protection, Canadian reporting channels, a mock Canadian Anti-Fraud Centre (CAFC) report, and a personal protection plan. All content uses Canadian-specific examples, contacts, and institutions — CRA, Interac, Service Canada,

Help Ethan Morales understand why his aunt keeps telling him to start investing now! In this engaging, real-world activity, students meet Ethan — a 15-year-old who just got his first part-time job and wants to make his money work for him. Students use both the simple interest formula A = P(1 + rt) and the full compound interest formula A = P(1 + r/n)^nt to compare two investment options, then explore one of the most powerful ideas in personal finance: the earlier you start, the more your money

In this digital pixel art activity, students factor simple trinomials, when a = 1. If students factor correctly, part of the pixel art owl appears. If the answer is entered incorrectly, students immediately know that their answer is incorrect as no pixel art image appears. *Answer key is included

Help Frankie Falzone sort through 8 real Canadian messages — texts, emails, phone calls, and DMs — and decide: is it fraud or is it legit? Students identify the three core tactics scammers use (Urgency, Authority, and Fear) and explain what Frankie should do for each message. All scenarios are set in a Canadian context using realistic examples including CRA texts, Interac e-Transfer job scams, fake Scotiabank emails, and Instagram DMs from fake bank accounts. Aligned to the Ontario Grade 10 Fina

Have students practice finding the lowest common multiple from a set of numbers. As students type in their LCM, correct answers will result in part of the pixel art pizza slice appearing. If answers are incorrect, students will immediately know that they have to try the question again. *Answer Key Included *Editable - You can edit the numbers students use to find the LCM. Sets of numbers can be 2, 3 or 4 numbers. The pixel art program will still make sure that the answers are correctly entered.

Help your students master real-world percent and rate skills through an engaging, story-driven activity. Students are introduced to Idris Callahan, a 15-year-old sneaker fan who wants to find the best deal on a new pair of Apex Peak Force shoes without overspending his grocery store paycheque. Along the way, they apply percent calculations and unit rate reasoning to situations that feel relevant and real. Skills Covered:Percent of a numberDiscounts and sale pricesTax (HST)Percent increase and de

Cleo Nakamura – Percent Assessment | Financial LiteracyHelp your students master real-world percent skills through an engaging, story-driven activity. Students are introduced to Cleo Nakamura, a 14-year-old who wants to buy concert tickets and merch without going over her $200 budget. Along the way, they apply percent calculations to situations they actually encounter in everyday life. Skills Covered:Percent of a numberDiscounts and sale pricesMulti-step problems (service fees + tax)Percent incr