Credit & Debt Complete Teaching Bundle 💳 — Teach your students how credit actually works before they learn the hard way. This no-prep unit covers credit scores (all 5 factors with percentages), reading a real credit card statement line by line, the devastating math behind minimum payments, comparing loan offers using APR and total cost, federal vs. private student loans, debt payoff strategies (snowball and avalanche), good debt vs. bad debt, predatory lending, and identity theft prevention. St